One of the major steps that we take when speaking to new clients, is discussing how much of the monthly expenses is truly necessary. How much money are you spending on things you really don’t need? How often do you watch the programmes on your expensive Sky TV package? Could you get the same shows for cheaper somewhere else? What about your mobile phone plan? Gas? Electricity? These are all questions that we need to answer when mounting debt obligations, mean we have to tighten the belt.
One place you can get some really great, and fresh advice on the changing marketplace is bonkers.ie. Always remember that before you make changes to your personal finances , you should do some research of your own. You can’t always rely on the things you overhear at the pub, or the advice of well meaning friends and relatives. In the end, your financial future will depend on your own ability to plot a course and achieve your goals.
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