Distressed Borrowers
If you are a distressed borrower and you need to sort out your finance, we can help. We are team of Qualified Financial Advisers who will explain your financial product to you in jardon free simple English:
- Do you understands the details of the loan product you own?
- Do you know the difference between the features and benefits of your existing loan contract?
- Do you know the real cost of the loan?
- Do you know what will happen if you fail to make your regular monthly repayments?
Property Buyers
If you are looking to buy a property or a home….
- Who will ask for advice on the real value, before you make a bid on a property?
- Who will let you know what your responsibilities are under a lease?
- Who will be able to advise you on proposed changes to local planning and development?
- Who will advise you on necessary improvements before you buy?
Insurance
If you need life assurance or have an existing policy; Do you really understand the benefits of the policy you have or are interested in buying? Not all life policies are the same, but do you understand what it is that makes them different?
If you have a house insurance policy, you need someone to explain the small print before the insurance company tells you why that small print is the reason you are not covered.
Our promise is we will not try to sell you a new policy we will only explain what it is you have and help you negotiate a better deal.
Qualified Financial Adviser
With nearly 40 years of experience in banking, property and mortgages, Gerry is well positioned to help guide you through your financial situation. Gerry is an Authorised Debt Manager and a Qualified Financial Advisor, designations achieved while managing branches of the ICS and EBS, all of which means that he can provide you with sound, professional, independent advice.
Gerry Owens
Founder Negotiatiors
Independent Financial Adviser
What Our Clients are Saying
This has been an extremely difficult time for our family and I appreciate everything you did for us. I hate to think about where we might be today, if we hadn’t sought professional advice.
Anonymous – Mar 2015
This has been an extremely difficult time for our family and I appreciate everything you did for us. I hate to think about where we might be today, if we hadn’t sought professional advice.
Anonymous – Mar 2015
This has been an extremely difficult time for our family and I appreciate everything you did for us. I hate to think about where we might be today, if we hadn’t sought professional advice.
Anonymous – Mar 2015
Ready to be debt free?
Duty of Care
Do you know the standard of duty of care to be met by a financial adviser is much higher than the standard duty of care set for other activities. The standard set for financial advisers is that of a “Fiduciary” which means they must act in you best interest.
Has your bank adviser or broker always worked in your best interest? If not they may be in breech of their fiduciary responsibilities?
Experience
Because of our background, we have been working with the ISI since the new Personal Insolvency regulations were launched. We have more experience than anyone else in the personal insolvency industry.