Debt Management Solutions
This option is for borrowers who need some help organising their finances. We can help you get your expenses under control, manage your budget more effectively and show you how to take the stress out of your monthly debt repayments.
Our approach is simple: We meet with you, deconstruct your financial situation, negotiate with creditors on your behalf and structure a long-term plan for the future. We are not psychologists or psychotherapists, but we do have a good track record of relieving stress!
Most people believe they can manage their personal finances effectively. Unfortunately, our experience tells us otherwise. We have over 40 years of combined experience in the lending industry and we’ve seen many good-hearted people end up in financial trouble. That’s why it often helps to have an expert in your corner. We believe in fairness, shared responsibility and in keeping the family home.
This is for distressed debtors who need help with secured debts, such as mortgages, plus unlimited unsecured debts. We negotiate a PIA for our clients that involves a repayment plan, followed by a debt write-off.
This is for distressed debtors with unlimited unsecured debts, such as bank personal loans, credit card debts and credit union loans. We negotiate a DSA for our clients that involves a repayment plan, followed by a debt write-off.
This is the final insolvency option available and is for distressed debtors where total debts exceed total assets by more than €20,000. We apply for a bankruptcy order on behalf of our clients through one of our Personal Insolvency Practitioners (PIP).