Personal Guarantees

Personal Guarantees

A Personal Guarantee is what it says on the tin; a ‘personal guarantee’. If you run a company and it is registered as a limited company; and if it borrows money or obtains credit from a creditor, the creditor will protect itself by asking the directors to give...
Building Society – Home Loan Finance

Building Society – Home Loan Finance

What to do about financing home purchase? For First Time Buyers, buying a first home is a daunting task! Where do you start? Probably scanning estate agents websites, a big improvement on 40 years ago, when buyers had to go from estate agent to estate agent on foot,...

Judgements

Judgements with an applicable 8% interest rate, is that a RIP off rate? When a creditor fails to get paid by a debtor, he has two choices. Write it off or obtain a Judgement against the debtor. Statistically many judgements are granted because a debtor fails to enter...
New Company Legislation

New Company Legislation

Will this piece of new legislation provide any benefits to those for whom it concerns? In a word, ‘YES’. Like all legislation, it is not easy to read and for most people more difficult to understand than it should be, but then it is legal language. I attended a...

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