Personal Insolvency Practitioner

Are you stressed about not being able to pay your bills when they are due? Are you worried about
how you’re going to take care of your family in the near future? If so, you’re not alone; high levels
of personal debt are now a common problem, as a certified PIP we’re here to help.

Debt Management Firm

Have you ever received a call from a collections agent? We handle
all these calls for you and negotiate a solution acting as your
Debt Management Firm

Achieve Financial Freedom

We’re backed by the Government to get you backon track! We don’t
accept offers, we’ll take the banks to court if the deal is not on our terms.

We can help you restructure your debts.

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  • Select your level of secured debt

    we help people get out of debt

Personal insolvency and debt management specialists

Don’t try and go through this on your own. Give us a call – we can give you advice on the spot, provide you with options and help you turn your situation around fast.

Debt Management

This is for borrowers who need help organising their finances. Get your expenses under control, manage your budget more effectively and take the stress out of monthly debt repayments.

Debt Settlement Arrangement (DSA)

This is for distressed debtors with unlimited unsecured debts, such as bank personal loans, credit card debts and credit union loans. We negotiate a DSA for our clients that involvesa repayment plan, followed by a debt write-off.

Personal Insolvency Arrangement (PIA)

This is for distressed debtors who need help with secured debts, such as mortgages, plus unlimited unsecured debts. We negotiate a PIA for our clients that involves a repayment plan, followed by a debt write-off.

Bankruptcy

This is the final insolvency option available and is for distressed debtors where total debts exceed total assets by more than €20,000. We apply for a bankruptcy order on behalf of our clients through one of our Personal Insolvency Practitioners (PIP).

What a Personal Insolvency Arrangement might look like

  • Stressed
  • Pressure form banks
  • Collection phone calls
  • Can’t afford the payments
  • Can’t get out of debt
  • Threats of repossession
Outstanding Mortrage €300,000
Car Loan €10,000
Credit Card €5,000
Outstanding Loan €25,000
Monthly Secured Repayment €1,200
Monthly Unsecured Repayment €800
  • No more stress
  • No more debt collection calls
  • Structured Limited payment
  • Affordable Living
  • Keep your house
  • Keep your car
Outstanding Mortrage €300,000
Car Loan €10,000
Credit Card €5,000
Outstanding Loan €25,000
Monthly Secured Repayment €1,200
Monthly Unsecured Repayment €800
Outstanding Mortrage €200,000
Car Loan €5,000
Credit Card €2,000
Outstanding Loan €12,000
Monthly Secured Repayment €600
Monthly Unsecured Repayment €300
  • Stressed
  • Pressure form banks
  • Collection phone calls
  • Can’t afford the payments
  • Can’t get out of debt
  • Threats of repossession
Outstanding Mortrage €300,000
Car Loan €10,000
Credit Card €5,000
Outstanding Loan €25,000
Monthly Secured Repayment €1,200
Monthly Unsecured Repayment €800
  • No more stress
  • No more debt collection calls
  • Structured Limited payment
  • Affordable Living
  • Keep your house
  • Keep your car
Outstanding Mortrage €200,000
Car Loan €5,000
Credit Card €2,000
Outstanding Loan €12,000
Monthly Secured Repayment €600
Monthly Unsecured Repayment €300

There is hope

We understand things can seem hopeless when you’re juggling debts and are buried under your financial problems. Personal insolvency is a serious situation, but we give our clients hope by helping solve their debt problems, no matter how complicated or difficult they appear.

Our goal is to help our clients keep a roof over their heads and have a vision for the future to regain solvency and become debt-free.

  • Stop the stress
  • Stop the debt collectors’ calls
  • Plain English, honest communication
  • Affordable, structured repayments
  • Stop penalty interest and charges
  • Prevent court action
  • Write off significant debt
  • Clear unsecured debts in 5 years


This has been an extremely difficult time for our family and I appreciate everything you did for us. I hate to think about where we might be today if we hadn’t sought your professional advice.”

Client – March 2015

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SUCCESS RATE

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HAPPY CLIENTS

Are you ready to be debt free?

Freedom

Look forward to a future free of debt stress on you and your family. We can help you negotiate your mortgage, manage your debts, avoid insolvency and get your financial situation back on track.

Duty of Care

The banks want what’s best for them. We want what’s best for you! As a registered debt management firm, we are in your corner.

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